M. W. Smith & Associates LLC, is an independent Insurance and Financial Services agency helping individuals achieve financial independence, and employers attract and retain key employees for over 30 years. No client is too big or too small. Our services include analyzing your current plan or building a completely new plan. We examine and bring forth, the best rates for you with our vast network of carriers our agency works with.
Our core values are to provide personalized service through integrity, trust, relationships, and success.
We specialize in various areas such as Group Benefits, Financial Planning, Health Insurance (on and off the marketplace), Medicare, Dental, Vision, Life, Disability, Retirement Plans & more.
The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.